Uninsured Motorist Accidents
Aaron Sachs - Missouri Uninsured Motorist Accident
Uninsured Motorist Accidents
An uninsured motorist accident occurs when the party at fault in a Missouri car accident does not have automobile insurance. It is against the law in Missouri to drive a vehicle without insurance ; however, some drivers break this law and are on the road without any insurance. These drivers are referred to as "uninsured motorists."
If you or a member of your family were involved in an accident with an uninsured motorist, Aaron Sachs and Associates may be able to help you. Our law firm provides assistance for people injured or killed in Missouri uninsured motorist accidents.
Being involved in an accident is traumatic enough, both physically and emotionally, but being in an uninsured motorist accident sometimes makes the situation more complicated. Not only are you dealing with injuries -and often severe injuries or death - but now there is the added worry of who will pay for the hospital bills, medical expenses, the cost of repairing or replacing your vehicle, missed work, lost wages, ongoing care, or the death of a loved one. Who will pay if the person who hit you doesn't have insurance? These questions are sometimes asked by uninsured motorist accident victims and/or their families and can add to the trauma of the accident.
Missouri Uninsured Motorist Accident Help
Aaron Sachs and Associates has been helping car accident victims in Missouri and southeast Kansas for over a decade. We've helped car accident victims receive compensation for medical bills, lost wages, disability, pain and suffering and other losses including the death of a family member. We may be able to help you, too.
Missouri Uninsured Motorist Accidents
When interviewing attorneys to represent you in an uninsured motorist accident claim, it is important to ask if they are familiar with Missouri uninsured motorist accident cases because uninsured motorist claims can be more complicated than regular accident cases.
In the event of an uninsured motorist accident, you may be able to make a claim under your own accident insurance policy if you have uninsured motorists' coverage. Since uninsured motorist coverage is required by Missouri law, chances are you DO have this coverage in the legally required amount of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. Although it might not seem fair for your insurance company to have to pay when someone else was at fault, remember two things: 1) You pay for this coverage just in case of an uninsured motorist accident and 2) Your insurance company can pursue the at-fault party for reimbursement.
If the uninsured motorist driver was in a work vehicle at the time of the accident, or on a work errand, you may be able to pursue a claim against the employer or vehicle owner.
If your uninsured motorist coverage does not adequately cover expenses and losses, you may want to investigate whether it is worth pursuing the uninsured motorist for additional compensation.
Other factors that may complicate an uninsured motorist claim include the fact that driving without insurance is against the law and criminal charges might be filed, especially if the person was also driving without a license and/or was a drunk driver or a hit and run. Additionally, although some uninsured motorist insurance contains certain exclusions or limitations, because uninsured motorist coverage is mandatory in Missouri, sometimes these exclusions or limitations have been struck down because our State has a public policy that overrides those provisions. Also, in some circumstances, the accident victim may be allowed to stack or add other policies of uninsured motorist coverage on cars that are garaged at the same household.
Missouri Uninsured Motorist Accident Lawyers
The lawyers at Aaron Sachs and Associates can help answer your questions about Missouri uninsured motorist accidents, and can help you understand your rights and the process of pursuing compensation for injuries, pain, suffering, lost wages, medical bills, wrongful death, etc.
The Effects of an Uninsured Motorist Accident
An uninsured motorist accident can turn your life upside down in a split second. What if it happened to you or a family member? Would you know what to do? Who would you call for legal assistance? Who will pay for the medical bills and any necessary prescriptions, therapy, rehab, extended treatments or expensive equipment? Who will pay for the damage to your vehicle or to replace your vehicle? What about missed work? What if there were serious injuries and there may be long term disability? What if someone died? Were there any witnesses to the accident? How could you find them? Since driving without insurance is against the law, will that complicate a claim? How much will your own uninsured motorist insurance cover and what if the expenses are more than that? Where do you begin and how would you handle it all?
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Call Us If you or someone you know has been injured, disabled or killed in a Missouri uninsured motorist accident, please contact our office \n , use our convenient Click to Call feature, or simply call our toll free number. There is no charge for an initial consultation, no pressure and no obligation. You can also submit our easy-to-use Do I Have a Case? form. Or click here to meet Aaron Sachs and hear more information about our free initial consultation.
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Aaron Wm. Sachs and Associates, P.C.
Missouri Uninsured motorist Accident Attorneys
Toll Free 1-888-777-AUTO
Note: Neither the Supreme Court of Missouri nor The Missouri Bar reviews or approves certifying organizations or specialist designations.