Being involved in an
auto accident can be a traumatic experience, both physically and mentally. In fact,
traffic accidents are a leading cause of cause of post-traumatic stress
disorder (PTSD), according to the American Family Physician. In fact,
many crash victims - even those who don't suffer from PTSD - report
experiencing the following emotions following a collision:
• Shock (trouble believing it really happened)
• Nervousness, uneasiness, and/or fear
Doctors agree: it's absolutely normal to deal with emotional stress
after an auto accident. And of course, when car accident victims suffer
serious physical injuries along with emotional stress, they also endure
physical pain - and they often have numerous practical worries. We hear
these kinds of questions all the time:
• What if I can't return to work because of my injuries?
• How will I pay my bills - not to mention my medical expenses?
• Should I accept a settlement from the insurance company?
We know first-hand how overwhelming a crash can be. For that reason, we
want to recommend a few tips to help you be prepared, just in case the
worst happens. No one wants to be involved in an accident, but the auto
insurance industry data reveals that, on average, drivers file a crash
related claim at least every 18 years: odds are, you'll be involved
in some kind of collision at least once in your life. Being prepared can
help you ensure your rights - and your family - are protected.
Being prepared for an auto accident: A few basic safety tips
1. Keep an emergency preparedness kit in your vehicle. Here are a few items
you might consider including:
• All car insurance and medical insurance policy information
• Paper and pen/pencil (to record/exchange insurance information;
to make notes)
• Medical information (to make sure emergency responders know if
you have an existing medical condition, if you take medication regularly,
or if you have allergies)
• Emergency contact information (including local police)
• Basic first aid supplies
• Basic tools (i.e. jumper cables, Swiss army knife, flashlight, etc.)
• A disposable camera (if your phone is not equipped with a good camera)
2. Know what to do when a crash happens:
• Above all, remain calm. Again, car crashes are often overwhelming,
but keeping your cool will help you to take the necessary actions to protect yourself.
• Call for help. Especially when you're injured - or when others
are injured - you will need to alert emergency responders immediately.