Who will pay if the other driver has no insurance?
If you are involved in an accident with an uninsured vehicle or a hit-and-run driver, then your own policy of insurance may provide coverage for your physical injuries. In Missouri, you may be able to add together or "stack" several policies of insurance. If your claim is worth more than policy limits, you probably will want an attorney of your choice to take a close look at all policies of insurance in your household to determine whether there is more money available for your injuries.